---
title: "Wallet - How to Vault a Credit/Debit Car and ACH"
canonical: "https://support.crosslinktax.com/space/CSC/1869295632/Wallet%20-%20How%20to%20Vault%20a%20Credit%2FDebit%20Car%20and%20ACH"
format: markdown
---
> ℹ️ This article demonstrates how to **Vault a Credit/Debit Card and ACH into the Wallet** for a specific EFIN or User ID.

> 📝 These are not instructions for setting up Account Level Wallets.

---

> ⚠️ Invoices are paid-off with the funds loaded into the Wallet, and will never directly charge a credit/debit card or ACH. *What this means is, direct charges to credit/debit/ACH will ONLY occur when the ERO adds or loads funds to the Wallet balance.*

** **

**Follow the instructions below to successfully vault a credit/debit or ACH:**

1.  Access the **Wallet**: can be access via the **Web Portal**, **CrossLink 1040**, and **CrossLink Online (CLO)**

- **Web Portal:** Click Support > Manage Payment Cards.
- **CrossLink 1040: **Click Setup > Wallet Setup.

![image](media://10fa00d6-0a1d-46c4-9a18-0d7def3de6c3)

**CrossLink Online**: Click the **profile drop-down menu** > click **Wallet Setup**.

![image](media://2180fe51-09c4-4442-b210-d0d91a4a7ead)

2.  Enter an **email address** and click **Update**.

![image](media://4ca4e5ec-0188-4726-a0c8-6e67fd25c024)

> ⚠️ This will be where the invoices and important notifications are sent to.  *This is required and should not be skipped.*

 

3a. Select **Add New Card** and fill in the required information.

![image](media://58079176-0b6b-495b-b287-e935410bc1f2)

> ⚠️ The address information required, is the exact address information that the Credit/Debit Card company has on file for the card being added.

 

![image](media://8381b56d-c837-446c-855c-87d4eefac69a)

If the valid information was entered, the new card will be listed under the **Payment Methods**. It will be set as the **Default Payment**.

 

3b.  Click **Add New ACH **and fill in the valid bank account information and **Save ACH**.

 

> ⚠️ *In order for the Wallet services to function, at least (1) credit/debit card must be vaulted. Even if the balance is not negative, a credit/debit card must be vaulted.*


![image](media://54c87e3e-fb36-4720-928f-8dfc0f4e1ac2)

![image](media://3d5cd8c3-3b84-4fcd-8088-49e7d06e5c58)

> ✅ An email will be sent out to the designated email address to capture the owner’s signature.  ACH will now be listed in the **Payment Methods** tab, but cannot be used until the signature is captured.